Our Philosophy is a Manufactured / Mobile Home is the same as a Single Family Home (stick built). Mortgages for America has been specializing in lending for Manufactured / Mobile Home Loans for a few years. We found that many home owners could not find financing for their Manufactured Home hence our program was born. We have helped thousands of Manufactured / Mobile home owners Purchase their dream home and Refinance their homes to assist them in lowering their payment.
Our Guidelines are simple:
- 550+ FICO scores in most States
- Home must be on a Permanent Foundation (concrete pillars accepted)
- We can finance with land or on leased land
- Our min. loan amount is $75,000 (CA, CO, ID, NV, OH, TX – min. $50,000)
- Debt to Income up to 55%
- No acreage restrictions
- We can finance Single Wides +
Programs Available:
- Fannie Mae
- Freddie Mac
- FHA + (203k rehab)
- VA
- USDA
- Construction to Permanent
